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ML-based credit underwriting platform using GST returns, bank statements, utility bills, and supply chain data to assess MSME creditworthiness beyond traditional bureau scores.

Digital platform where MSMEs sell their outstanding invoices at a small discount to get immediate cash — funded by institutional investors and HNIs seeking 10-14% returns.

Buy-Now-Pay-Later credit for kirana stores and small retailers to purchase inventory from distributors — with 14-30 day credit terms linked to UPI transaction history as the credit signal.

Digital RFQ, vendor comparison, purchase order management, and payment terms for small manufacturers and traders procuring raw materials.

Automates GST return filing for small businesses by syncing with Tally, Busy, or Excel. Reduces a 4-hour monthly task to under 15 minutes with AI-powered reconciliation.