Startup Profile

Acko

Legal entity: Acko General Insurance Limited

India's digital-first direct-to-consumer insurance company

FinTechUnicornFintech (Payments)· Bengaluru, Karnataka· Est. 2016Website ↗
Acko is an Indian digital-first general insurance company founded in 2016 that sells motor, health, travel and life insurance directly online without traditional agents. It became India's second insurtech unicorn in October 2021 after a 255 million dollar Series D round. The company is active and was reporting roughly 2,837 crore rupees in operating revenue in FY25 while narrowing its losses.
Funding raised
₹3735.00 Cr
Total disclosed
Latest valuation
₹12450.00 Cr
Most recent round
Latest revenue
₹1758.64 Cr
FY FY23
Employees
FY FY23

Founders

  • Varun Dua

    Founder and CEO of Acko. A serial fintech and insurance entrepreneur who previously co-founded the insurance comparison platform Coverfox before starting Acko in 2016.

  • Ruchi Deepak

    Co-founder of Acko, established alongside Varun Dua in 2016. Serves in a founder and board role.

Funding rounds

  1. Late stage (reported in talks)2023-03-28₹996.00 CrLed by General Atlantic
  2. Series D2021-10-27₹2116.50 CrLed by General Atlantic and Multiples Private Equity

Financials

MCA / self-reported
Fiscal yearRevenueProfit / (Loss)Employees
FY23₹1758.64 Cr(₹738.55 Cr)
FY24₹2106.25 Cr(₹669.98 Cr)
FY25₹2836.80 Cr(₹424.40 Cr)

The full story

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Timeline

  1. 2025FY25 loss narrows by about 37 percentFY25 operating revenue grew about 35 percent to roughly 2,837 crore rupees while net loss fell about 37 percent to around 424 crore rupees.
  2. 2024-10Operating revenue crosses 2,000 crore rupees in FY24Acko's FY24 operating revenue rose about 20 percent to 2,106 crore rupees while net loss narrowed about 9 percent to 670 crore rupees.
  3. 2023-03-28Reported round at 1.5 billion dollar valuationGeneral Atlantic reported to be in talks to lead a roughly 120 million dollar round valuing Acko at about 1.5 billion dollars.
  4. 2021-10-27Series D round and unicorn statusRaised 255 million dollars led by General Atlantic and Multiples at a 1.1 billion dollar valuation, becoming India's 34th unicorn of 2021 and its second insurtech unicorn.
  5. 2017-09IRDAI license grantedAcko receives its general insurance license from the Insurance Regulatory and Development Authority of India and begins operations.
  6. 2016-11Acko foundedVarun Dua and Ruchi Deepak found Acko as one of India's first fully digital direct-to-consumer insurance companies.

Data sources

  • seed-list + Wikidata · last fetched 2026-05-28
  • Wikidata · last fetched 2026-05-28
  • favicon · last fetched 2026-05-31
  • Wikipedia · last fetched 2026-06-01
  • General Atlantic (press release) · last fetched 2026-06-01
  • TechCrunch (Series D / unicorn) · last fetched 2026-06-01
  • TechCrunch (2023 reported round) · last fetched 2026-06-01
  • Entrackr (FY24 financials) · last fetched 2026-06-01
  • Inc42 (FY24 revenue) · last fetched 2026-06-01
  • Inc42 (FY25 financials) · last fetched 2026-06-01
Updated 2026-06-01