Startup Profile

Aye Finance

Legal entity: Aye Finance Private Limited

Lending to India's underserved micro and small enterprises

FinTechSeries D+Fintech (Lending)· Gurugram, Haryana· Est. 2014Website ↗
Aye Finance is a Gurugram-based non-banking financial company (NBFC) that lends to micro and small enterprises in India that are typically ignored by mainstream banks for lacking formal documentation and collateral. It uses cluster-based, data-driven credit assessment to underwrite small working-capital and business loans. The company listed on the NSE and BSE in February 2026.
Funding raised
₹1250.00 Cr
Total disclosed
Latest valuation
₹1910.00 Cr
Most recent round
Latest revenue
FY FY22
Employees
FY FY22

Founders

  • Sanjay Sharma

    Co-founder, Managing Director and CEO of Aye Finance. A career banker with over three decades in consumer and retail lending before founding the company in 2014.

  • Vikram Jetley

    Co-founder and Executive Director of Aye Finance, with over two decades in financial services in India and abroad.

Funding rounds

  1. Series G2024-09-20₹250.00 CrLed by ABC Impact
  2. Series F2023-12-13₹310.00 CrLed by British International Investment
  3. Series E2020-06-24₹210.00 CrLed by CapitalG

Financials

MCA / self-reported
Fiscal yearRevenueProfit / (Loss)Employees
FY22(₹51.35 Cr)
FY23₹623.43 Cr+₹43.85 Cr
FY24₹1040.22 Cr+₹171.68 Cr
H1FY25₹692.24 Cr+₹107.80 Cr8,388

The full story

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Timeline

  1. FY23Turned profitableSwung from a net loss of Rs 51.35 crore in FY22 to a net profit of Rs 43.85 crore in FY23.
  2. 2026-02-16IPO and stock market listingListed on NSE and BSE; IPO raised about Rs 1,010 crore at an issue price of Rs 129 per share.
  3. 2024-09Series G led by ABC ImpactRaised Rs 250 crore (USD 30M); AUM crossed USD 850 million.
  4. 2023-12Series F led by British International InvestmentRaised Rs 310 crore (USD 37M); total equity raised reached about Rs 1,000 crore.
  5. 2020-06Series E led by CapitalGRaised Rs 210 crore (USD 27.5M) led by Alphabet's CapitalG; valuation crossed Rs 1,910 crore (~USD 254.7M).
  6. 2014FoundedSanjay Sharma and Vikram Jetley found Aye Finance to lend to micro and small enterprises ignored by formal banks.

Data sources

  • seed-list · last fetched 2026-05-28
  • Entrackr · last fetched 2026-06-01
  • Entrackr · last fetched 2026-06-01
  • Entrackr · last fetched 2026-06-01
  • Inc42 · last fetched 2026-06-01
  • Inc42 · last fetched 2026-06-01
  • TechNode Global · last fetched 2026-06-01
  • Groww (IPO listing) · last fetched 2026-06-01
Updated 2026-06-01