Startup Profile

CASHe

Legal entity: TSLC Private Limited (CASHe)

AI-driven personal lending platform for young Indian salaried professionals

FinTechSeries CFintech (Lending)· Mumbai, Maharashtra· Est. 2016Website ↗
CASHe is a fintech lending platform founded in 2016 by V. Raman Kumar that provides unsecured personal loans of INR 1,000 to INR 3,00,000 to salaried millennials and Gen Z with limited credit history. It uses proprietary algorithms and social behavior scoring to assess creditworthiness and has disbursed over INR 10,000 crore to more than 3 million customers.
Funding raised
₹177.90 Cr
Total disclosed
Latest valuation
—
Most recent round
Latest revenue
₹650.90 Cr
FY FY24
Employees
—
FY FY24

Founders

  • V. Raman Kumar

    Founder, Chairman & Chief Evangelist of CASHe. Previously founded CBay Systems (later MModal) in 1998, which became the world's largest clinical documentation solutions provider in US healthcare and was acquired by One Equity Partners for USD 1.1 billion in 2012.

  • Yashoraj Tyagi

    Chief Technology Officer. Co-founder who helps lead technology and product development at CASHe.

Funding rounds

  1. Corporate Minority2024-10-11₹2.68 CrLed by Spearfin
  2. Series B2022-01-04₹140.00 CrLed by TSLC Pte Ltd
  3. Series A2017-03-31₹28.00 CrLed by Mathew Cyriac (Blackstone)

Financials

MCA / self-reported
Fiscal yearRevenueProfit / (Loss)Employees
FY24₹650.90 Cr+₹1.44 Cr—
FY23₹560.60 Cr+₹26.33 Cr—

The full story

Rich-text rendering of long_story is wired in the design pass.

Timeline

  1. 2024INR 10,000 Crore Loan Disbursals Milestone — Crosses INR 10,000 crore in cumulative loan disbursals with over 3 million loans to 2+ million customers and 1.3 million active users.
  2. 2022-05Sqrrl Acquisition — Acquires Gurugram-based WealthTech platform Sqrrl in all-cash deal, expanding into wealth management and vernacular financial services.
  3. 2022-01Series B Funding — Raises INR 140 crore (USD 18.7 Mn) from Singapore-based TSLC Pte Ltd to expand loan book to INR 3,000 crore and user base to 1 million.
  4. 2020INR 1,000 Crore Loan Disbursals — Crosses INR 1,000 crore in total loan disbursals milestone.
  5. 2017-03Series A Funding — Raises INR 28.17 crore (USD 3.8 Mn) led by Mathew Cyriac from The Blackstone Group, validating the digital lending model.
  6. 2016-04Company Founded — V. Raman Kumar founds CASHe to provide short-term credit to young salaried professionals with little or no credit history, using proprietary social behavior scoring (SLQ) algorithm.

Data sources

  • seed-list↗ · last fetched 2026-05-28
  • Wikidata↗ · last fetched 2026-05-28
  • favicon↗ · last fetched 2026-05-31
  • 18Startup - CASHe Foundation Story↗ · last fetched 2026-06-01
  • Inc42 - Digital Lending Startup CASHe Series A↗ · last fetched 2026-06-01
  • Inc42 - Personal Lending Startup CASHe Series B↗ · last fetched 2026-06-01
  • Crunchbase - CASHe Company Profile↗ · last fetched 2026-06-01
  • Entrackr - CASHe FY24 Financial Performance↗ · last fetched 2026-06-01
  • Entrackr - CASHe FY23 Revenue Report↗ · last fetched 2026-06-01
  • Crunchbase - V. Raman Kumar Profile↗ · last fetched 2026-06-01
  • YourStory - CASHe Acquires Sqrrl↗ · last fetched 2026-06-01
  • Insights Success - CASHe 1000 Crore Milestone↗ · last fetched 2026-06-01
  • Investment Guru India - CASHe 10000 Crore Milestone↗ · last fetched 2026-06-01
Updated 2026-06-01